Trip cancellation
If you have to cancel for a covered reason (sudden illness, family emergency, work obligations), insurance refunds your non-refundable trip costs.
Flight cancellations. Lost luggage. A weather event that delays your trip. Travel insurance is the cheap layer of protection that covers the things our complication insurance doesn't — and we strongly recommend it.
If you have to cancel for a covered reason (sudden illness, family emergency, work obligations), insurance refunds your non-refundable trip costs.
If your trip is delayed by weather, mechanical issues, or other covered events, insurance covers extra hotel nights, meals, and rebooking costs.
Reimbursement for lost bags or essential items if luggage is delayed beyond a certain window. Includes coverage for medications and personal effects.
Higher-tier travel policies include emergency medical evacuation back to the U.S. — a useful additional layer beyond our complication insurance.
If you buy travel insurance within ~14 days of booking your trip, most policies include a "pre-existing condition waiver" that's important for bariatric patients.
Travel-help hotlines for re-booking flights, finding hotels, replacing documents, and other in-flight surprises that aren't medical.
These are completely different products that solve different problems. Most patients should have both.
We don't sell travel insurance directly — but we recommend reputable third-party providers used by tens of thousands of medical-travel patients each year.
Complication insurance from us — included free. Travel insurance from a reputable third party — $50–$120. Together they cover almost every "what if" you can imagine.